Life & Disability
Basic Life and Accidental Death & Dismemberment (AD&D)
Providing economic security for your family if you die, become disabled, or experience an injury or illness is a major consideration in personal financial planning. When you choose any of the medical plan options, you’re provided with employee Life and Accidental Death and Dismemberment (AD&D) insurance coverage at no cost to you. You automatically receive Life and AD&D coverage in the amount of $10,000. Don’t forget to update your beneficiary designation online if you experience a life change.
Voluntary Life and Accidental Death & Dismemberment (AD&D)
You have the opportunity to purchase Voluntary Life ($20,000) and AD&D (equal to 100% of Voluntary Life amount) coverage for yourself and your dependents ($5,000) at group rates. You will be responsible for 100% of the premium.
Voluntary Short-Term Disability
You have the opportunity to purchase Short-Term Disability (STD) coverage. The STD plan provides 60% of your pre-disability earnings, to a maximum of $650 per month for up to 6 months of disability. Benefits begin on the seventh day you miss work because of an accident or illness.
See the Benefits Guide or benefits summaries for detailed information on your life and disability plans.